In the realm of investing, risk is an accepted fact. There are no investments that give you the potential to earn high returns without the risk of losing some of your money. As in life, to get a reward, you have to take some risk. That said, there are a number of strategies you can use to manage investment risk. Read these five strategies to see which may be appropriate for you.
Next to retirement, education is the most popular savings goal. If you are investing to pay for tuition, consider accounts that offer tax breaks. Two popular education accounts with such tax advantages are the Education Savings Account (also called a Coverdell account) and the UGMA/UTMA account (named for the Uniform Gifts to Minors and Uniform Transfers to Minors Acts). Both types of accounts provide tax benefits to help your savings grow faster. The table inside helps you compare the accounts.
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