|1 YR||3 YR||5 YR||10 YR||SINCE
|International Equity Fund||4.85%||4.85%||-2.67%||5.97%||0.37%||2.69%|
|MSCI EAFE Index||1.00%||1.00%||-1.60%||6.53%||0.75%||3.43%|
|International Equity Fund||MSCI EAFE Index|
|International Equity Fund||Msci Eafe Index|
The total returns shown above represent past performance, which does not guarantee future results. Investment return and principal value of an investment will fluctuate. An investor’s shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than the performance data quoted. For performance data current to the most recent month-end, call 800.258.3030 or visit homesteadfunds.com.
Total returns include interest, capital gains, dividends and distributions.
Equity funds, in general, are subject to style risk, the chance that returns on stocks within the style category in which the fund invests will trail returns of stocks representing other styles or the market overall. International investing involves special risks such as currency fluctuation and political instability.
The MSCI EAFE Index is an equity index which captures large and mid-cap representation across developed markets countries around the world, excluding the US and Canada. Indices are unmanaged and investors cannot invest directly in an index. Unless otherwise noted, performance of indices do not account for any fees, commissions or other expenses that would be incurred. Returns include reinvested dividends.
Performance information for the International Equity Fund (formerly the International Value Fund and, prior thereto, the International Stock Index Fund) reflects its investment experience in the State Street MSCI EAFE Index Portfolio from its inception through October 16, 2005, in the Vanguard Developed Markets Index Fund from October 17, 2005 to June 9, 2006, as an actively managed fund subadvised by Mercator Asset Management from June 12, 2006 to September 14, 2015, as a passively managed portfolio directed by SSgA Funds Management, Inc. from September 15, 2015 to January 8, 2016, and as an actively managed fund subadvised by Harding Loevner LP from January 15, 2016 to period end.
The expense ratio shows the percentage of fund assets deducted annually to cover operating costs. For some funds, the investment advisor has agreed voluntarily or contractually (for at least the current fiscal year) to waive or reimburse a portion of expenses. The net expense ratio is the expense ratio minus the portion of expenses waived or reimbursed. Please see the current prospectus for additional details. The peer ratio is according to Morningstar Direct, based on each fund’s Morningstar classification.
|International Equity Fund||$10,373|
The line chart compares the change in value of a $10,000 investment in the fund and MSCI EAFE Index over a ten-year period. The chart represents past performance, which is no guarantee of future results. Current performance may be higher or lower than that shown above. Returns and the principal value of your investment will fluctuate such that shares, when redeemed, may be worth more or less than their original cost. The fund’s average annual total returns are net of any fee waivers and reimbursements. Returns do not reflect taxes that the shareholder may pay on fund distributions or the redemption of fund shares.