Please read these terms and conditions carefully.
Homestead Funds, Inc. and Homestead Funds Trust (collectively, “Homestead Funds”) maintain this website, including electronic delivery services (“website”), for the convenience of its clients. Homestead Financial Services Corp., an SEC-registered broker-dealer, serves as the Distributor for the funds.
Terms and Conditions of Use
Access to and use of the website is subject to the following terms and conditions, which may be revised at any time and for any reason by Homestead Funds. Your continued use of the website following such revisions will be conclusively deemed acceptance of any changes to these terms and conditions. You agree that notice of changes to these terms and conditions posted on the website constitutes reasonable and sufficient notice. At all times, you are bound by the then-current version of the terms and conditions.
By registering for, logging into, visiting and/or otherwise using the website in any way, you indicate that you accept the terms and conditions as set forth herein and agree to be legally bound by them. If you do not agree to these terms and conditions, please do not access this website or any pages thereof. You represent and warrant that you will not use this website for any purpose that is unlawful or prohibited by these terms and conditions.
Information Provided Is Not Advice
The website is designed to provide information about Homestead Funds, its products and services (“Information”) to a variety of audiences. The content contained in these pages is for information purposes only and is not intended to be, and is not a substitute for, professional financial, tax or legal advice. You should not make any decision, financial or otherwise, based on any of the Information on the Homestead Funds website without undertaking your own due diligence. You agree that any and all use of the Information, which you make, is solely at your own risk and without recourse to Homestead Funds, its officers, directors, employees, agents or affiliates.
Nothing contained herein constitutes an offer, solicitation or recommendation regarding any investment management product or service, or the offer to sell or the solicitation of an offer to buy any security; nor shall any such services be provided, or securities be offered or sold, in any jurisdiction in which such an offer, solicitation, provision or sale would be unlawful. The investments and strategies discussed on the website may not be suitable for all investors.
Securities Disclosure Regarding Mutual Funds
The mutual funds referred to in this website are offered and sold only to United States residents and are offered by prospectus only. All persons and entities accessing the website do so on their own initiative and are responsible for compliance with applicable local laws and regulations. Prospectuses contain more complete information about the mutual funds, including management fees, distribution charges and other expenses, and should be read carefully before investing or sending money. Past performance does not guarantee future results. Please remember that there is no assurance that the objective of any mutual fund will be achieved and investment return and principal value will fluctuate. Mutual fund shares, when redeemed, may be worth more or less than the original cost.
Grant of Limited License
Homestead Funds grants to you a limited, personal, non-exclusive, non-transferable license to use, display on your computer, download and print short extracts of the Information for your own personal and non-commercial purposes only. You may not copy, distribute or redistribute the data, including by caching, framing or similar means or sell, resell, re-transmit or otherwise make the data retrieved from our website available in any manner to any third party. Any unauthorized use of this website or the data on this website will terminate the permission granted herein and may violate applicable laws, including copyright law, trademark law, and commercial regulations and statutes.
Intellectual Property Rights
It is Homestead Funds’ policy to aggressively enforce its intellectual property rights to the fullest extent permitted under law. Words, phrases, names, designs, videos, graphics or logos used on the website may constitute trademarks, service marks or trade names of Homestead Funds. Certain data accessible on this website may be the intellectual property of an information services provider or other third parties that provide information or data to us. The data is protected by copyright, trademark and other intellectual property laws and all ownership rights remain respectively with the applicable information service provider, the third-party or us. You agree not to directly or indirectly: attempt to register, challenge or contest the validity of Homestead Funds’ ownership of such copyrights, trademarks or any other intellectual property of Homestead Funds or assist any third party in doing so.
No Relationship
Homestead Funds is an independent contractor and not an agent of you in the performance of these terms and conditions. These terms and conditions are not to be interpreted as evidence of an association, joint venture, partnership, or franchise between the parties.
Disclaimer of Warranties
EXCEPT AS EXPRESSLY SET FORTH HEREIN, AND REGARDLESS OF ANY ADVERTISEMENTS, PROMISES OR AFFIRMATIONS OF HOMESTEAD FUNDS, ITS EMPLOYEES, DIRECTORS, AGENTS, AFFILIATES OR THIRD PARTIES TO THE CONTRARY, HOMESTEAD FUNDS HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, RELATING TO THE QUALITY, COMPLETENESS, TIMELINESS, APPROPRIATENESS OR SUITABILITY OF THE INFORMATION ON THE WEBSITE OR OF ANY INFORMATION ON THE WEBSITE, OR THE RESULTS OF ANY USE THEREOF OR RELIANCE THEREON, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF NON-INFRINGEMENT, QUIET ENJOYMENT, MERCHANTABILITY AND ACCURACY. THERE IS NO WARRANTY THAT THE INFORMATION ON THE WEBSITE WILL FULFILL ANY OF YOUR PARTICULAR PURPOSES, NEEDS OR REQUIREMENTS. YOU FURTHER ACKNOWLEDGE AND AGREE THAT (I) NO OTHER REPRESENTATIONS OR WARRANTIES HAVE BECOME PART OF THE BASIS OF THE BARGAIN BETWEEN THE PARTIES RELATING TO THE USE OF THE WEBSITE OR ANY INFORMATION ON THE WEBSITE AND (II) YOU HAVE NOT RELIED ON ANY AFFIRMATIONS OF FACT, REPRESENTATIONS, PROMISES OR OTHER COMMITMENTS RELATING TO THE WEBSITE OR INFORMATION ON THE WEBSITE OTHER THAN AS EXPRESSLY SET FORTH HEREIN.
Limitation of Liability
THE WEBSITE AND INFORMATION IS PROVIDED “AS IS.” NEITHER HOMESTEAD, ITS EMPLOYEES, DIRECTORS, AGENTS, AFFILIATES NOR ANY THIRD PARTY SHALL BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOSS OR DAMAGE, DIRECT, INDIRECT OR CONSEQUENTIAL, ARISING FROM (I) ANY INACCURACY OR INCOMPLETENESS IN, OR DELAYS, INTERRUPTIONS, ERRORS OR OMISSIONS IN THE DELIVERY OF THE INFORMATION OR (II) ANY DECISION MADE OR ACTION TAKEN BY YOU OR ANY THIRD PARTY IN RELIANCE UPON THE INFORMATION. NEITHER WE NOR ANY THIRD PARTY SHALL BE LIABLE FOR LOSS OF BUSINESS REVENUES, LOST PROFITS OR ANY PUNITIVE, INDIRECT, CONSEQUENTIAL, SPECIAL OR SIMILAR DAMAGES WHATSOEVER, WHETHER IN CONTRACT, TORT OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES INCURRED BY YOU OR ANY THIRD PARTY.
Indemnity
As a condition for your use of the website, you agree to indemnify, defend, and hold Homestead Funds and its subsidiaries, affiliates, officers, agents, and employees harmless from any direct and third party claims, and any related damages, losses or costs (including reasonable attorney fees and costs), arising out of, related to, or in connection with your use of the website, your violation of these terms and conditions, or your violation of any rights of a third party.
Electronic Communications — Not Confidential
Absent the use of encryption, the internet is not a secure method of communication and privacy cannot be ensured. Internet email is vulnerable to interception and forging. Homestead Funds will not be responsible for any damages you or any third party may suffer as a result of the transmission of confidential information that you may make to Homestead Funds through the internet, or that you expressly or implicitly authorize Homestead Funds to make, or for any errors or any changes made to any transmitted information.
Conformance With Applicable Law
You agree that your use of this website will not violate any applicable local, national or international law, including but not limited to any regulations having the force of law. Some jurisdictions may have restrictions on the use of the internet by their residents. You agree not to impersonate any person in your use of the website or the sending of any email to an address listed on the site.