• Welcoming Investors, Big and Small

    Homestead Funds’ low account minimums and transparent pricing structure (no loads, no transaction fees) make it easy to get started.
  • The Value of Client-Focused Guidance

    We’re here when investors find it hard to stay the course. Perhaps emotions are clouding your decisions or you need help setting expectations for future outcomes.
  • Right at Home in the Co-Operative Community

    Our capabilities extend beyond retail investment options. Cooperatives also look to us for help with corporate, trust and deferred compensation plan accounts.

Latest News & Commentary

  • Amid Extremes, Where to Next? — Horizons Quarterly Newsletter

    Stocks have been setting new record highs and the U.S. stock market has been trending up for eight years, the second-longest period on record. But interest rates are poised for further hikes, and global politics seem loaded with event risk. Where to from here? Is there room for more gains, or are the risks piling […]

    Homestead Funds 2016 Annual Report

    The past year brought continued signs of improving economic activity in the U.S. and abroad, including further declines in the unemployment rate and slow but steady increases in gross domestic product. Please see the report for more on portfolio managers’ strategies and the impact of their decisions on fund performance.

  • Market Review 4th Quarter 2016

    U.S. election results propelled markets forward in the fourth quarter, presumably driven by the outlook for pro-business policy changes.

    Performance Summary — 4Q 2016

    Our portfolio managers and analysts oversee an array of eight funds designed to accommodate a wide variety of goals, from conservative income to aggressive growth. View the funds’ most recent quarterly performance.

  • Rescuing Dollars from Discretionary Spending, Horizons Quarterly Newsletter

    The current savings rate for all Americans is just below 6%, though a recent survey by the FINRA Investor Education Foundation indicates that only 40% of Americans saved in 2015 at all. See this issue of Horizons where you might find room for small changes to bring your savings rate up.

    Homestead Funds’ Silver Anniversary

    Homestead Funds turned 25 last November, a milestone we celebrated with our shareholders, colleagues and many in the rural electric cooperative community who provided the vision and leadership necessary for our start. In these short videos, directors, staff and members of the cooperative community share their thoughts on what makes us unique.

  • Our Perspectives: Rising Rates —The Story of the Year, for Years

    Our portfolio managers argue that rising rates do not spell doom for short-term bonds.

    Our Perspectives: Rising Rates — Headwind or Non-Issue for Equity Funds?

    Historically, investors have viewed rising interest rates as a difficult backdrop for stocks, especially small company stocks, but recent analysis paints a brighter picture.

Investing Basics

  • Compound Interest

    Investing doesn’t require great wealth or complicated strategies. You just need to put today’s dollars – even small amounts – where time and compounding interest can help them grow.

  • Investing Affordably

    For some things you buy, if you pay more, you get more. But paying more for a mutual fund may mean you get less. Here's why.

  • Managing Volatility

    Financial market volatility – real or anticipated – is often accompanied by a strong emotional reaction. The simple reason: you’re human.

Homestead Funds was created in 1990 to give National Rural Electric Cooperative Association members a convenient way to obtain professional and affordable money management. The funds are also open to investors outside of the cooperative community.

  • 25
    Years
    Investing
  • 8
    No-load
    mutual funds
  • $3.4
    billion in assets
    as of 12/31/16