Privacy Policy — Shareholders

Facts: What does Homestead do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number
  • Income
  • Account balances
  • Transaction history
  • Investment experience
  • Risk tolerance


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Homestead Funds chooses to share and whether you can limit this sharing.

Reasons we can share your personal information

Does Homestead Funds share?

Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YesNo
For our marketing purposes — to offer our products and services to youYesNo
For joint marketing with other financial companiesNoNo
For our affiliates’ everyday business purposes — information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes — information about your creditworthinessNoNo
For our affiliates to market to you — such as to make you aware of products you may be interested inYesYes
For nonaffiliates to market to youNoNo
Sale of all or part of our business or any of our fundsYesNo
As required by lawYesNo
To Limit Our Sharing

Call 800.258.3030 — Our menu will prompt you through your choice(s).  Representatives are available on weekdays from 8:30 a.m. to 5:00 p.m. ET.

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.  When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.


Call 800.258.3030 or go to

Who We Are

Who is providing this notice?
Homestead Funds, Inc.
Homestead Funds Trust

What We Do

How does Homestead Funds protect my personal information?

To protect your personal information from unauthorized access and use, we use certain measures that are designed to mitigate the risk of unauthorized access or use. These measures include computer safeguards and secured files and buildings, as well as confidentiality agreements with companies we hire to help us provide services to you. No security is foolproof, and we ask you to notify us as soon as possible if you believe your account username or password has been lost, stolen or misused.

How does Homestead Funds collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Buy securities from us
  • Give us your income information
  • Provide account information
  • Give us your contact information

We do not collect personal information from others.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • Affiliates from using information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.



Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include financial companies and nonfinancial companies, such as:

  • RE Advisers Corporation
  • RE Investment Corporation
  • National Rural Electric Cooperative Association


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

The nonaffiliates we share with can include the Funds’ custodian and transfer agent.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Homestead Funds doesn’t jointly market.

Additional information for individuals in certain jurisdictions1

Special Notice for Residents of California

We will not sell non-public personal information. We will not share information we collect about you with nonaffiliates, except as permitted by California law and described above.

Data Subject Rights

Individuals in Andorra, Argentina, Australia, California, Canada, Cayman Islands, Europe, Faroe Islands, Guernsey, Hong Kong, Israel, Isle of Man, Japan, Jersey, Mexico, New Zealand, Singapore, South Korea, Switzerland, the United Kingdom, Uruguay, and certain other jurisdictions may have certain data subject rights. These rights vary, but they may include the right for individuals to: (i) request access to and rectification or erasure of their personal data; (ii) restrict or object to the processing of their personal data; and (iii) obtain a copy of their personal data in a portable format. Individuals may also have the right to lodge a complaint about the processing of personal data with a data protection authority.

While the law provides certain California residents with certain of these rights in some circumstances, the state protections do not apply to personal information collected about current or former investors whose information is protected by federal financial privacy law under the Gramm Leach Bliley Act and the SEC’s Reg S-P.

1CCPA would not apply for information collected about individuals who are consumers or customers, which is covered by this Reg S-P notice, but this could be provided out of an abundance of caution, to cover anyone who might receive this notice but is not actually covered by Reg S-P.

REVISED: March 2021