Rural America Growth & Income Fund

Balanced Fund

Investment Objective and Strategy

Is This Fund a Good Choice for Me?

The Rural America Growth & Income Fund may be appropriate if you are seeking a mixture of interest income and capital appreciation.

Investment Objective and Strategy

Under normal circumstances, the fund intends to invest at least 80% of its net assets (plus the amount of borrowings for investment purposes) in securities that have exposure to rural America. The fund primarily invests in equity and fixed income securities of U.S. issuers.

Fund Profile
Inception May 01, 2021
Asset Allocation Balanced
Benchmark Blended Index
Ticker Symbol HRRLX
CUSIP Number 437771207
Industry Classifications


Category: Allocation — 50% to 70% Equity


Classification: Mixed-Asset Target Allocation Growth Funds

Fee Structure No Load
Expense Ratio 2.26% (Net 1.00%) (05/01/2021)
Median Expense Ratio for Peer Group 0.75% (05/01/2021)
Fee Waiver Contractual through 5/1/2022
Transaction Fees NONE
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The expense ratio shows the percentage of fund assets deducted annually to cover operating costs. Fund expense ratios shown here do not include acquired fund fees and expenses. If applicable, these additional costs are disclosed in the prospectus. The net expense ratio is the expense ratio minus the portion of expenses waived or reimbursed. Please see the current prospectus for additional details.

RE Advisers Corporation has contractually agreed, through May 1, 2022, to limit the Fund’s operating expenses to an amount not to exceed 1.00%. This waiver agreement will terminate immediately upon termination of the Fund’s Management Agreement and may be terminated by the Fund or RE Advisers with one year’s notice.

Portfolio Management

Debt securities are subject to interest rate risk, credit risk, extension risk, income risk, issuer risk and market risk. The value of U.S. Government securities can decrease due to changes in interest rates or changes to the financial condition or credit rating of the U.S. Government. Investments in asset-backed and mortgage-backed securities are also subject to prepayment risk as well as increased susceptibility to adverse economic developments. High-yield, lower-rated, securities involve greater risk than higher-rated securities. Loans are subject to risks involving the enforceability of security interests and loan transactions, inadequate collateral, liabilities relating to collateral securing obligations, and the liquidity of the loans. Equity securities generally have greater price volatility than fixed-income securities and are subject to issuer risk and market risk.

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