• Welcoming Investors, Big and Small

    Homestead Funds’ low account minimums and transparent pricing structure (no loads, no transaction fees) make it easy to get started.
  • The Value of Client-Focused Guidance

    We’re here when investors find it hard to stay the course. Perhaps emotions are clouding your decisions or you need help setting expectations for future outcomes.
  • Right at Home in the Co-Operative Community

    Our capabilities extend beyond retail investment options. Cooperatives also look to us for help with corporate, trust and deferred compensation plan accounts.

Latest News & Commentary

  • Estimated Year-End Distributions

    Homestead Funds will be paying year-end income and/or capital gain distributions on December 17, 2018. We are providing you with information regarding the expected distribution dates and estimated rates for your planning purposes.

    Manager Commentary — 3Q 2018

    U.S. stocks had another strong quarter, despite continued volatility. Strong earnings reports dominated sentiment, overriding investor concerns about the ongoing trade war with China and increasing worries about the effects of higher interest rates.

  • How to Match Your Investments to Your Goals

    Your financial life is on your terms, but what if you don’t know where to start, especially in a world with literally thousands of mutual funds and other investment choices?

    The Financial Journey, On Your Terms

    In this issue of our shareholder newsletter, Horizons, we offer some guidance for navigating your financial journey on your own terms. We look at the simple method of goals-based planning and examine how our brains work against us — and how some new technologies may help.

  • Performance Summary — 3Q 2018

    Our portfolio managers and analysts oversee an array of eight funds designed to accommodate a wide variety of goals, from conservative income to aggressive growth. View the funds’ most recent quarterly performance.

    A Reasonable Retirement Goal

    What is the right number for your retirement nest egg? We decided to work out the math for the “average American” — using things like average retirement age, average Social Security payment and average income level. See our ballpark milestones in this issue of Our Perspectives.

  • Add us to your mobile and you’re one click away

    From your mobile, navigate to homesteadfunds.com and add us to your home screen. Now you have one-click access to the website, which is fully responsive end-to-end. So you can login and check your accounts, buy, sell and exchange right from your phone.

Investing Basics

  • Compound Interest

    Investing doesn’t require great wealth or complicated strategies. You just need to put today’s dollars – even small amounts – where time and compounding interest can help them grow.

  • Investing Affordably

    For some things you buy, if you pay more, you get more. But paying more for a mutual fund may mean you get less. Here's why.

  • Managing Volatility

    Financial market volatility – real or anticipated – is often accompanied by a strong emotional reaction. The simple reason: you’re human.

Homestead Funds was created in 1990 to give National Rural Electric Cooperative Association members a convenient way to obtain professional and affordable money management. The funds are also open to investors outside of the cooperative community.

  • 25+
  • 8
    mutual funds
  • $3.0
    billion in assets
    as of 9/30/18