In this issue, we offer some guidance for navigating your financial journey on your own terms. We look at the simple method of goals-based planning and examine how our brains work against us — and how some new technologies may help.
What is the right number for your retirement nest egg? We decided to work out the math for the “average American” — using things like average retirement age, average Social Security payment and average income level. See our ballpark milestones in this issue of Our Perspectives.
The financial markets exhibited higher levels of volatility as stocks reached peak levels and the Federal Reserve continued on a path to normalize interest rates. Please read the report for more on portfolio manager strategies and the impact of their decisions on fund performance.
Sweeping cuts in corporate and individual tax rates, along with continued robust readings on economic growth and employment, helped to propel U.S. stocks higher in the second quarter of 2018. Escalating trade tensions were a headwind.
From your mobile, navigate to homesteadfunds.com and add us to your home screen. Now you have one-click access to the website, which is fully responsive end-to-end. So you can login and check your accounts, buy, sell and exchange right from your phone.
Our portfolio managers and analysts oversee an array of eight funds designed to accommodate a wide variety of goals, from conservative income to aggressive growth. View the funds’ most recent quarterly performance.
Worried about rising rates? We see considerable benefits, particularly for those investors positioned in high quality, short-duration fixed income strategies like those we manage at Homestead.
In all matters financial, events tend to fall into one of two categories: planned or unplanned. When it comes to the future, there’s only so much we can ever reliably know. But that can’t stop us from making some very reasonable plans.
Investing doesn’t require great wealth or complicated strategies. You just need to put today’s dollars – even small amounts – where time and compounding interest can help them grow.
For some things you buy, if you pay more, you get more. But paying more for a mutual fund may mean you get less. Here's why.
Financial market volatility – real or anticipated – is often accompanied by a strong emotional reaction. The simple reason: you’re human.