Empowering Your Financial Future
You’re not a greenhorn when it comes to money, but you don’t live on Wall Street either. Wouldn’t it be better to invest with a firm that understands the value of keeping things simple?
Homestead Funds was created in 1990 by the National Rural Electric Cooperative Association (NRECA) to serve the financial needs of rural electric cooperatives, their employees and their families. But while Homestead has grown up around co-op values — integrity, self-reliance and long-term relationships — our funds are available to all investors and advisors.
Decisions about money can be challenging. We seek to simplify them. With the education and guidance we offer, you can use our nine diversified mutual funds to design an intelligent, clear-cut strategy to meet your goals.
Our Perspectives: A Few Thoughts to Help Investors Deal With Post-Election Uncertainty
As in prior election cycles, we’ve gotten calls from shareholders on the heels of the 2020 decision and thought we’d provide some perspective.
Watch Now: Q3 2020 Market Review — Amid Support, Rally Continues
In the third quarter, stock markets continued to rebound from the pandemic-induced lows of March. Most broad categories of stocks finished the period with gains. In fact, the S&P 500 Index reached a new record high in early September before retreating modestly. Bonds also delivered positive returns for the quarter.
2020 3Q Market Review — Amid Support, Rally Continues
Stocks recovered substantially from first-quarter declines, though most categories of stocks remained below February peaks as of quarter-end. Bonds also posted gains as credit spreads, the difference in yields between non-government bonds and U.S. Treasuries, retreated from crisis levels.
Our Perspectives: Don’t Stress About Elections and Politics, Focus on Long-Term Investing
With a major election on the horizon, emotions are running high. Investors may be wondering if they should make changes to their investments. While political issues are excellent at grabbing headlines and dominating the national conversation, the true connection between politics and market performance is much weaker than you might expect.
Mid-Year 2020 U.S. Economic Outlook: A Focus on Rural America
In this issue we focus on the impact of COVID-19. Economists with the National Rural Electric Cooperative Association’s (NRECA) Business and Technology Strategies Department examine issues expected to be particularly impactful for rural electric co-ops and likely to play a big role in shaping the economic health of the communities they serve.
Our Perspectives: Consider Repositioning Your Short-Term Investments
When markets undergo extreme volatility, as we have seen in the wake of the COVID-19 pandemic, we get a lot of questions from investors about “moving to cash.” We are also hearing from many investors wondering about the impact of the Federal Reserve’s interest rate cuts, in terms of the impact on savings accounts and money market funds.