• Welcoming Investors, Big and Small

    Homestead Funds’ low account minimums and transparent pricing structure (no loads, no transaction fees) make it easy to get started.
  • The Value of Client-Focused Guidance

    We’re here when investors find it hard to stay the course. Perhaps emotions are clouding your decisions or you need help setting expectations for future outcomes.
  • Right at Home in the Co-Operative Community

    Our capabilities extend beyond retail investment options. Cooperatives also look to us for help with corporate, trust and deferred compensation plan accounts.

Latest News & Commentary

  • Manager Commentary — 1Q 2018

    Volatility returned to the stock market in the first quarter. Stocks posted strong gains in January on the momentum of U.S. tax reform, but tumbled in February and March on signs of higher wage inflation and trade conflict between the U.S. and China.

    Performance Summary — 1Q 2018

    Our portfolio managers and analysts oversee an array of eight funds designed to accommodate a wide variety of goals, from conservative income to aggressive growth. View the funds’ most recent quarterly performance.

  • Kiplinger’s 25 Favorite No-Load Mutual Funds

    Homestead’s Small-Company Stock Fund was again included on Kiplinger’s list of the magazine’s favorite actively managed no-load mutual funds. The fund has been named to the list every year since 2012. The editors at Kiplinger’s favor funds run by tenured managers who take a long view and have proved themselves by having solid long-term records. […]

    Saving and Investing are Different

    You might see the terms “saving” and “investing” used interchangeably, and while they’re both steps in the wealth accumulation process, they’re really very different disciplines.

  • Adjusting Inputs to Navigate a New Course – Horizons Quarterly Newsletter

    With equity valuations high and bond yields low, investors are parsing the latest news and economic data for hints to the future. How substantially different will the financial markets be in the coming months and years, and how quickly will new trends materialize?

    Homestead Funds 2017 Annual Report

    The Standard & Poor’s 500 Stock Index notched a “perfect year” in 2017, meaning that it posted a positive return in each of the 12months. Please read the report for more on our portfolio managers’ strategies and the impact of their decisions on fund performance.

  • Kiplinger’s Personal Finance: 5 “Unloved” Value Funds to Consider Buying Now

    Homestead’s Value Fund was included on Kiplinger’s list of “unloved” value funds to consider buying now. Value strategies tended to lag growth approaches in 2017, but the magazine suggests that investors should keep value funds in their sights as periods of relative over (and under) performance rotate. In determining funds for this list, Kiplinger’s considered […]

    Five Steps to Stop Stressing About Retirement Savings

    Lowering your expenses not only frees up money to save, it also establishes lower ongoing expenses — which means your nest egg will actually last longer.

Investing Basics

  • Compound Interest

    Investing doesn’t require great wealth or complicated strategies. You just need to put today’s dollars – even small amounts – where time and compounding interest can help them grow.

  • Investing Affordably

    For some things you buy, if you pay more, you get more. But paying more for a mutual fund may mean you get less. Here's why.

  • Managing Volatility

    Financial market volatility – real or anticipated – is often accompanied by a strong emotional reaction. The simple reason: you’re human.

Homestead Funds was created in 1990 to give National Rural Electric Cooperative Association members a convenient way to obtain professional and affordable money management. The funds are also open to investors outside of the cooperative community.

  • 25+
    Years
    Investing
  • 8
    No-load
    mutual funds
  • $3.3
    billion in assets
    as of 3/31/18