Expert Insights from the Homestead Team
With skills that span a range of investment disciplines, our portfolio managers and analysts routinely share their perspectives on companies and markets, as well as present their thinking behind key portfolio decisions.
The Financial Journey, On Your Terms
In this issue of our shareholder newsletter, Horizons, we offer some guidance for navigating your financial journey on your own terms. We look at the simple method of goals-based planning and examine how our brains work against us — and how some new technologies may help.
A Reasonable Retirement Goal
What is the right number for your retirement nest egg? We decided to work out the math for the “average American” — using things like average retirement age, average Social Security payment and average income level. See our ballpark milestones in this issue of Our Perspectives.
Value Investing in a Short-Term Performance World
Our equity team explains their approach to identifying opportunities and determining which have the characteristics of high-quality investment candidates.
Why Investors Should Cheer Higher Rates
Worried about rising rates? We see considerable benefits, particularly for those investors positioned in high quality, short-duration fixed income strategies like those we manage at Homestead.
Saving and Investing are Different
You might see the terms “saving” and “investing” used interchangeably, and while they’re both steps in the wealth accumulation process, they’re really very different disciplines.
Is the Stock Market Overpriced?
Stocks have continued to set record highs in 2017, generating plenty of discussion about overheating, market bubbles and peaks. Are stocks drifting into overpriced territory, or could these lofty prices be justified?
Five Steps to Stop Stressing About Retirement Savings
Lowering your expenses not only frees up money to save, it also establishes lower ongoing expenses — which means your nest egg will actually last longer.
Helping the Young People in Your Life
Helping young people develop an understanding of financial concepts — budgeting, investing and managing debt — can help them make smart choices that put them on a path to building wealth and creating a good quality of life for themselves.
Talking to Yourself About Money
Money stories are a powerful force behind our money habits. These stories are the internal dialogue behind our financial decisions. Without realizing it, they insert themselves into our thinking. They may be good stories or bad, and they may be true or untrue, but these stories shape our perspectives on wealth, status and self-worth.
Amid Extremes, Where to Next?
Stocks have been setting new record highs and the U.S. stock market has been trending up for eight years. But interest rates are poised for further hikes, and global politics seem loaded with event risk. Where to from here? Is there room for more gains, or are the risks piling up?
Avoiding the Pitfalls of Emotional Investing
Our emotions can sabotage our good intentions when it comes to making investment decisions. CFP® Raymond Scott offers tips for taking the emotions out of your financial actions.
Planning for the Knowns and Unknowns of Retirement
Homestead Funds does a lot of work with retirees, giving us a pretty clear view of the challenges investors face. We sat down with two of our financial planners to talk through the tools and services most important for managing accounts in retirement.
Rising Rates – The Story of the Year, for Years
Our portfolio manager argues that rising rates do not spell doom for short-term bonds. Doug Kern shares his perspective on rising rates and the implications for bond investors.
Rising Rates — Headwind or Non-Issue?
Historically, investors have viewed rising interest rates as a difficult backdrop for stocks, especially small company stocks, but recent analysis paints a brighter picture.
Meet the Management Team for Homestead’s Value and Small-Company Stock Funds
Portfolio manager Prabha Carpenter discusses the equity team’s collaborative process, investment philosophy and approach.
How We Select Small-Company Stocks: Q&A with Portfolio Manager Mark Ashton, CFA
We asked Mark Ashton, one of the portfolio managers for Homestead’s Small-Company Stock Fund, to explain his process for zeroing in on what he and the other portfolio managers consider attractive opportunities.