Adding an Asset Allocation Model to an Existing Account

Terminology

Asset Allocation: The funds and percentages you choose to invest in; Homestead Funds offers 10 funds.

Asset Allocation Model: Technology that allows you to identify your chosen funds and percentages on our website to be used for all payroll purchases going forward; your model can be changed or deleted at any time; this allows you to control your allocations online instead of through your payroll department.

One-Time Rebalance: Process to reallocate your current assets to your chosen model.

Auto Rebalance: Process to schedule a regular rebalance back to your Asset Allocation Model (shifts in percentages allocated to each fund can occur over time through market movement and transactions).

Step 1

Go to the Homestead Funds webpage at www.homesteadfunds.com and click on “Log In.” If you need assistance logging in, please call 800.258.3030, option 1.

Step 2

Once logged in, click on Asset Allocation Model in the left-side menu and select the account you wish to add a model to.

Step 3

There are three different ways to add a model to your account. You can either:

Once you make your selection, be sure to review the disclosure language and scroll all the way down to select “Next.”

Option 1

If you choose the Select a Pre-Defined Asset Allocation Model option, you will be presented with five portfolios. When you click on a model, the funds and percentages for that model will be displayed. You can accept it as is, change to another model or customize to your own model. Once you have reviewed the disclosure language at the bottom, please scroll down to click “Submit.”

Option 2

If you chose Take a Questionnaire, you will be asked to complete a brief questionnaire about your investment time horizon and risk tolerance. The system will highlight in gray the Asset Allocation Model that is proposed based on your answers. You can accept it as is, change to another model or customize to your own model. Once you have reviewed the disclosure language at the bottom, please scroll down to click “Submit.”

Option 3

If you chose Create a Custom Asset Allocation Model, you will be prompted to enter the funds and percentages according to your wishes. Once you have reviewed the disclosure language at the bottom, please scroll down to click “Submit.”

Step 4

Establishing a model will direct your payroll contributions to your chosen funds going forward but will not change your current asset mix.  If you would like to rebalance your current assets, you will need to select “Process One Time Rebalance.” If you would also like to set your account up to rebalance on a schedule, you can then select “Set up Auto Rebalance.”